This is actually a fantastic part of the movie because Pixar is giving the viewers a gentle reminder of what real life is like. Accidents happen, even to good people, and you can’t make it a tragedy if you have to dip into your savings to repair the damage. You just have to keep moving forward, work hard, and hope for the best.
Some say our destiny is tied to the land, as much a part of us as we are of it. Others say fate is woven together like a cloth, so that one’s destiny intertwines with many others. It’s the one thing we search for, or fight to change. Some never find it. But there are some who are led.